The essence of "enjoy fixed deposit" is fixed deposit, which is a kind of savings deposit with lump-sum deposit and withdrawal and floating interest rate. Enjoy time deposit is a general time deposit with guaranteed capital and interest, which is included in the scope of deposit insurance. There are no age and nationality restrictions on purchases, and only RMB purchases are supported.

(Response time: April 20, 2022. Please refer to the latest business changes announced by China Merchants Bank in official website. )