Medical insurance means that through national legislation, the basic medical insurance premium should be paid in full and on time by the employer and individual employees according to the principle of compulsory social insurance. If it is not paid in full and on time, regardless of individual account, the basic medical insurance fund will not pay its medical expenses. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 1% of the total payment base every month, and the employee pays 2% of his salary+3 yuan for serious illness as a whole.

medical insurance is an insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Such as free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste. The insurance liability accident requires treatment, and the insurance premium is paid in proportion.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.