Because the income of financial management is determined by the investment target, when the investment target loses money, then financial management will lose money. Financial management is divided into five risk levels (from small to large, R 1-R5). The smaller the risk level, the smaller the probability of financial loss.

In fact, any financial management is risky, but its risk changes with the nature and characteristics of the invested products and the fluctuation of market conditions. Generally speaking, the risks of fund financing can be divided into two categories: systematic risks and unsystematic risks.