Many friends want to know whether the fof fund is worth holding for a long time. Today, Bian Xiao shared an article about whether the fof fund is worth holding for a long time based on his own experience. I hope it will help everyone. Friends who feel useful remember to collect this website!

With the increasing investment demand, fund investment has become a way for more and more people to choose. As a major category of fund investment, FOF funds have attracted much attention. Is FOF fund worth holding for a long time? Let's discuss it below.

What needs to be understood is that FOF funds refer to funds that invest in other funds. Compared with ordinary funds, FOF funds have a wider investment scope, which can involve stocks, bonds, money markets and other fields. The investment risk of FOF fund is relatively small, because it can reduce the risk of a single fund by diversifying investment. At the same time, the income of FOF fund is relatively stable.

The management cost of FOF fund is relatively high. Because FOF funds not only need to pay the management fees of the invested funds, but also need to pay their own management fees, which leads to the higher fees of FOF funds than ordinary funds. From another point of view, the income of FOF fund is relatively stable. For some investors who want to invest but don't want to take too much risks, FOF fund is a good choice.

The investment cycle of FOF fund is relatively long. Because the FOF fund needs to invest in other funds, its investment cycle will be relatively long. This also leads to poor liquidity of FOF fund, and if it needs to be redeemed in advance, it may face higher redemption fees.

It is necessary to choose whether to hold FOF funds according to the individual's risk tolerance. If the individual's risk tolerance is low and he is unwilling to take too much risk, then FOF fund is a good choice. However, for those investors who have strong risk tolerance and want to get higher returns, the income of FOF fund may not meet their needs.

FOF fund is a relatively stable investment choice, especially suitable for those investors with low risk tolerance. However, it should be noted that the management cost of FOF funds is high and the investment cycle is long, so it is necessary to make choices according to individual circumstances. Most importantly, you need to choose any investment method carefully, and rational investment is the most important.