According to different types of funds, the income is also different. Generally speaking, equity funds have the highest income, followed by index funds, and stable funds have the lowest.

The annualized rate of return of many money funds is difficult to exceed 2%. Even if calculated according to the yield of 2%, the principal is 654.38 million yuan, and the annual income is only about 2,000 yuan. Bond funds can be said to be an upgraded version of money funds, with higher risks and wider income range. Take the pure debt fund as an example, the annualized income can exceed 10%, and all the 654.38 million yuan in hand is used to buy such funds. Even if the investment is proper, the annual income is only about 1 10,000 yuan.

Extended data:

According to different standards, securities investment funds can be divided into different types:

1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.

4. According to different investors, it can be divided into four categories: money fund, bond fund, hybrid fund and stock fund.

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