After years of development, the Renren loan business has covered more than 2,000 regions in more than 30 provinces across the country, serving more than 2 million accurate users. The accumulated turnover of Renren Loan exceeded 46.2 billion yuan (data ended at 20 17, 12, 3 1 3). In 20 13 years, Renren Lending, the parent company of Renren Loan, completed a series of financing of1300,000 USD, which was the largest in the industry at that time.
2065438+In May 2004, it won the certificate of "AAA Credit Enterprise for Enterprise Credit Evaluation". In 20 15 and 20 16, China's top 100 Internet enterprises were the private online lending enterprises with AAA rating for the fourth consecutive quarter, which were jointly established by China Academy of Social Sciences and China Securities Jinniu Financial Research Center.
Expand the loan for everyone, adhere to the advanced and strict risk control concept, and strictly control the approval process from the source of creditor's rights. Risk identification is realized through the original rule+experience mode. Carry out four basic data collection, five public information screening, eight telephone checks, 35+ scorecard data entry, 100% information association check and over 30% quality inspection coverage for borrowers to ensure the safety of the loaned funds;
For all kinds of loan users, Renren.com has designed three products: wage loan, business loan and online business loan. Users can choose the appropriate loan products according to their own conditions. Loan users can submit materials, review and lend money through the internet without going out, and can enjoy all-weather internet financial services.