First of all, we should know that there are different types of funds and different types of funds should be treated differently. General funds can be divided into money funds, bond funds, partial stock funds and so on. Whether each fund is held for a long time or a short time will be different.
Monetary fund:
The risk of money fund is relatively small and the flexibility is good. Take Yu 'ebao and Coin Pass as examples, you can take them out at any time, deposit them at any time, and arrive at the account quickly, basically at any time. If it is a money fund, you can choose to keep it all the time and use it at any time, which is more suitable for long-term holding and will earn money every day.
Bond fund:
The risk of bond funds is slightly higher than that of money funds, but bond funds generally have subscription fees and redemption fees. (There is no subscription fee for Class C, but there is a sales service fee). If the expenses are included, the debt base must be held for at least 30 days to avoid losses, which is more suitable for long-term holding.
Partial stock funds:
This kind of risk is relatively large, because there are stocks to invest in, but the income is the same. Generally speaking, long-term holding can disperse the fluctuation and risk of short-term funds. Generally speaking, it is better to hold it for more than 2 years, but the premise is to choose a good fund.
When choosing, it is best not to choose a fund with too small a fund size, which risks being liquidated. Secondly, it is very important to choose a good fund manager. When choosing, try to choose experienced ones, those with three to five years' experience and those with better performance.