Current location - Trademark Inquiry Complete Network - Tian Tian Fund - How do young couples of moonlight family manage their finances after 1980s?
How do young couples of moonlight family manage their finances after 1980s?
Simple and practical suggestions (total monthly income of 4,000 yuan):

Loan repayment 1500 yuan

Daily living expenses 800 yuan, used for daily necessities such as eating.

Installment deposit, deposited in 500 yuan every month, with a term of one year, and all of them will be converted into one-year time deposit or national debt after maturity. Deposits and treasury bonds are risk-free, and can be used as a life reserve fund or a down payment for buying a house again in the future.

The fund has a fixed investment of 65,438+0,000 yuan per month. The fund is risky, but the income is also great. Young people can take some risks and spend 1000 yuan as an investment every month to enjoy the fruits of economic development.

The rest of 200 yuan is put into a current account and temporarily stored as unexpected expenses in daily life, such as buying clothes, furniture, household appliances and cosmetics to honor parents and improve personal life quality.

If you don't manage money, money will ignore you. It is a happy thing to arrange your life as soon as possible, and it is also good for your future.