Generally speaking, there are two ways to invest in funds, single investment and regular quota. The method of regular quota is similar to the "zero deposit and lump sum withdrawal" method of bank savings. The so-called "fixed quota" means investing in the same open-end fund at regular intervals (such as 25th of each month) with a fixed amount (such as 500 yuan). Its biggest advantages are average investment cost and avoiding timing risk.

Take China Industrial and Commercial Bank as an example. If you want to make a fixed investment, you must use your card to open an online bank, and then you can make your own fixed investment online.

China Construction Bank cannot vote online. After opening an account, you must make a fixed investment at the counter.

Just go to the bank to consult, and you will generally know.

If you decide to invest in a fund, the regulations of each fund are different. Many funds only have a minimum amount of 300, increasing by 100. For example, you can vote 300 or 400 or 500.

Deduct your expenses regularly every month. It is best to use a salary card or passbook. Recommended.

I have seen many experts say that it is better to invest in index funds, because index funds follow the broader market, and in the long run, the broader market is bound to be upward. Therefore, the income of long-term fixed investment index funds will be guaranteed. But if you invest more, you can also spread the risk, investment index+mixed or positive growth fund.