1. The current market value of the fund is not the cash owned by this fund, but the market value of the fund refers to the market value of the fund, that is, the circulation value. Generally speaking, the net value determines the market value, but there are also deviations between the two.
2. The market value of funds refers to the value of listed funds in the stock market, which changes at any time. Fund assets refer to the value actually represented by each fund.
Money funds are less risky, with a net unit value of 1 and no subscription or redemption fees, and are favored by some cautious investors. Its income is generally calculated according to the income per 10,000 shares, that is, the income of the monetary fund on the current day = the available fund share on the current day × the current day 1 10,000 shares of income/10000. For example, if you hold 10000 fund shares and the income of 10000 is 0.45, then the income of the money fund on that day is10000× 0.45/10000 = 0.45 yuan.
What are the factors that affect the transaction price of funds?
1. The activity of the fund market. Generally speaking, the fund price is closely related to the fund market, and the activity level directly affects the activity level of fund transactions and the fund price. There are three main factors that affect the active trading in the fund market: the transaction cost of the fund, the speculative psychology of investors and the relationship between supply and demand in the fund market.
2. Bank deposit interest rate. For investors, there are many investment options, such as depositing money in the bank, or directly investing in the securities market, or buying funds. If the interest rate of bank deposits increases, it will increase the attractiveness of bank deposits to investors, and some investors will increase bank deposits and reduce their holdings of funds, thus reducing the price of funds. On the contrary, if the bank deposit interest rate is lowered, the fund price will rise.
3. Net asset value of the fund unit. The net asset value of the fund unit is the intrinsic value of the fund unit and the most important factor to determine the fund price. The higher the net asset value of a fund unit, the higher the fund price and the lower the fund price. The net asset value of fund units is mainly affected by three factors: the management level of fund managers, the trend and activity of securities market, and the income tax policy of funds.