1, you need to consult the local social security bureau or social security service window to understand the specific process and required materials for individual surrender;

2. Prepare the materials required for surrender, such as my valid ID card, social security card and other relevant documents;

3 to the social security bureau or social security service window, fill in the application form for personal surrender and provide the necessary materials;

4. After approval, the Social Security Bureau will calculate the social security fees that the individual should return according to the individual's social security payment records, and return the fees to the individual's social security account.

The effects of cutting off social security are as follows:

1. You can't enjoy the employee's medical insurance benefits from the next month after the payment is stopped, that is, you can't use the medical insurance card for reimbursement;

2, affecting the payment period, if the medical insurance payment is interrupted only within three months, then the continuous payment can be included in the continuous participation time;

3. The basic medical expenses and local supplementary medical expenses incurred in the treatment of serious illness can be reimbursed;

4. It will affect the payment quota of the basic medical insurance pooling fund, and the payment quota of medical insurance for one month will also be reduced.

To sum up, the specific provisions of individual surrender may be different due to different regions and policies. It is recommended to consult the local social security bureau or social security service window in advance to understand the specific surrender process and required materials. At the same time, personal surrender is an important decision, and it is necessary to fully understand and consider the benefits and risks of personal social security. It is recommended to fully understand your social security rights and policies before surrendering, and consult professionals if necessary.

Legal basis:

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.