Moreover, with the increase of premiums, the medical insurance reimbursement and treatment that can be enjoyed are also higher, which can also be said to be an upgrade of security. It is also to narrow the gap between the new rural cooperative medical system and employee medical insurance. At the same time, the cost of payment is rising, and the subsidy payment of the Ministry of Finance is also rising. Therefore, for rural low-income people, the new rural cooperative medical insurance is still the most cost-effective choice.
At present, the new rural cooperative medical system is the lowest payment system in China's medical insurance system, and it is also the most inclusive basic medical insurance suitable for most rural groups. Our medical security system is divided into employee medical insurance and urban and rural medical insurance, and the new rural cooperative medical system has been incorporated into urban and rural medical insurance.