There are two main algorithms for the maintenance fund of shops and houses in Zhongshan Garden. 1. Calculated by the total purchase price of Zhongshan Garden Store: 2% of the total house price; 2. Calculated according to the construction area of Zhongshan Garden Store. When the commercial housing of Zhongshan Garden shops is sold, the purchaser and the unit selling Zhongshan Garden shops shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price of Zhongshan Garden shops.

The conditions for purchasing the house of Zhongshan Garden Store with provident fund loans include: 1. The borrower must have an account in the city where Zhongshan Garden Store is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied houses in Zhongshan Garden shops, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Zhongshan Garden shops; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above information is for reference only. I hope I can help you!