If the low-income households pay social security carelessly, they can apply for a refund at the local tax department or the social security agency window.

Low-income households refer to families whose per capita monthly income is lower than the local minimum living standard. If you can't go to the above departments for refund, you can also call the local medical insurance center or social security department to understand the specific refund process and precautions. It should be noted that refund procedures and standards may be different in different regions. Therefore, low-income households should first understand the relevant local policies and regulations before applying for a refund.

Personal social security contribution ratio:

Social security includes five kinds of insurance: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees.

1. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).

2. The proportion of medical insurance payment: 8% for the unit and 2% for the individual.

3. Unemployment insurance contribution ratio: 2% for the unit and 0/%for the individual;

4. Payment ratio of work-related injury insurance: the unit pays 1% for you every month, and you don't have to pay a penny yourself;

5. Maternity insurance payment ratio: the unit pays 1% for you every month, and you don't have to pay any money yourself.

To sum up, low-income households can apply for a refund if they accidentally pay social security, and they need to apply to relevant departments. After verification, social security fees can be returned to their accounts.

Legal basis:

Regulations on Minimum Living Security for Urban Residents

Article 13

Personnel engaged in the examination and approval of the minimum living guarantee for urban residents who commit any of the following acts shall be criticized and educated, and shall be given administrative sanctions according to law; If the case constitutes a crime, criminal responsibility shall be investigated according to law:

1. refusing to sign opinions on enjoying the minimum living guarantee for urban residents for families who meet the conditions for enjoying the minimum living guarantee for urban residents, or deliberately signing opinions on enjoying the minimum living guarantee for urban residents for families who do not meet the conditions for enjoying the minimum living guarantee for urban residents;

2, dereliction of duty, or corruption, misappropriation, withholding, arrears of urban residents minimum living security funds and materials.