If you have a high degree of risk aversion, I personally suggest that you invest in some passive fund products. Such products mainly include index funds that track indexes, as well as bond funds and money funds.

If you want to further try the return on investment, I suggest you invest in equity funds or hybrid funds. The return on investment of such products is relatively large, and you also need to bear certain exit risks.

Let's talk about relatively stable fund products.

This kind of fund products are generally passive and basically follow the industry or market index. If your investment style is relatively stable and you don't want to take on excessive investment risks, you can consider investing in index funds, such as the CSI 300 and CSI 500, which we often mention. You can also invest in industry index funds that track industry indexes, such as the liquor index fund that we often say. You can also invest in money funds or bond funds. The investment risk of such fund products will be lower, and the return on investment will be around 3% per year.

Second, you can choose relatively radical fund products.

This kind of products are mainly stock fund products. There are many active fund products on the market at present. I personally suggest investing in hybrid fund products. This kind of products have both stock market and a certain proportion of bonds and savings, which can relatively resist certain callback risks.

Third, you need to comprehensively evaluate your investment strategy.

There is no best fund product in the world, only the experience that is most suitable for current investors. I think you need to further evaluate your investment strategy and choose the products that suit you according to your actual situation. Before investing, you can watch more and move less, try not to change positions frequently, and try not to chase up and down. Fund investment is a science. I think you can take the time to learn systematic fund investment knowledge.