buying a fund is not about looking at the platform. You need to know whether you are suitable for on-site or off-site before you can determine which platform to buy.

fund purchase can be divided into on-site purchase and off-site purchase.

then let me help you analyze and compare the on-site purchase and off-site purchase.

in common words, for example.

buying a fund is like buying food. On the fund floor, you go to the vegetable market to buy food, while off-site buying a fund means buying food online.

as you all know, you can buy food directly from vegetable farmers, without going through a third person, and the handling fee rate is low. In addition, the price of food is real-time. You can buy it directly if you think the price is right, and you can take it home directly after buying it, but you have to go to the market every day to buy food before you can eat it.

then, if you buy food online, the handling fee will be higher than buying it directly from the vegetable farmers, and the food you buy won't arrive until the next day. As for the price, the price of buying food online is usually the same one day, and you can buy it as a fixed price. Another advantage is that you can set up an automatic purchase of a dish and it will be delivered by yourself the next day.

that is to say, in-house purchase, the fund price changes, the transaction is fast, the rate is low, and positions can be held on the same day, and automatic fixed investment cannot be set.

OTC purchase, the fund price is the closing price, the transaction is slow, the rate is high, the position can only be held next working day, and automatic fixed investment can be set.

of course, you need to open a stock account for on-site purchases. Now you can just open it directly on the APP, unlike before, you need to go to an offline institution to open it.

On-site purchases: Zhang Le Fortune Connect APP, Guotai Junan, etc., which are very low in the industry.

Off-site purchase: WeChat Wealth Management, Alipay Fortune, Tiantian Fund Network

If you are a novice, it is suitable for off-site purchase, that is, big platforms such as Alipay and WeChat, because you are just getting started, you will definitely test the water first, and you can't hit 1, yuan as soon as you come up. If you do this in the bull market, I may meet you on the rooftop.

After you apply for and redeem OTC funds several times and are familiar with several theories and operations, you can make money inside the venue. If you enter the venue, you can save a lot of fees. What you mean by saving is making money.

In Rich Dad and Poor Dad, rich dad once said: Most people want to be rich, but they don't want to invest time first. They just want to do some business on their own, but they never want to invest to learn something first. They just want to get rich overnight.

Therefore, before entering the venue, let's study the fund knowledge systematically.