1, different fund types have different take profit and stop loss.
Money fund: It mainly invests in short-term money market instruments, and has the characteristics of high liquidity and floating expected returns, and generally does not need to stop loss and take profit.
Bond funds: changes in monetary policy can be considered, and the rise in interest rates will lead to a decline in bond prices. Stop loss can be considered for more than profit.
Stock fund: Affected by the fund cycle and market price changes, the stop loss during the economic boom will play a hedging role. Pay attention to distinguish between economic prosperity and economic recovery. Stop loss is needed during the economic recovery period, and profit-taking can automatically stop profit at the expected expected return by setting important support lines and profit-taking points for investment stocks.
Funds, LOF funds and graded funds: Stop loss depends on the relationship between supply and demand of market funds and the relationship between price and net value.
2. Through the fund portfolio
On the one hand, by observing the ever-changing market, such as changes in people's ability to resist risks or changes in the market, we can adjust the risk investment preference of the fund portfolio; On the other hand, it is necessary to rationally allocate and set an appropriate investment ratio. Establish a risk control system and do a good job in capital stop loss management. Use fixed investment to diversify the cost of investing in fund products and reduce the risk of purchasing fund products.
3. Through buying and selling operations
Mainly by covering the positions of excellent fund products, the product cost and risk can be reduced to a certain extent. Or by optimizing the portfolio structure of fund products to avoid the risk of concentrated investment of fund products, so as to stop losses in time, set up a slightly higher profit point in line with the market and reach the profit point of redemption.
These are the stop-loss and profit-taking skills of the fund. I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.