I also bought the Southern 500 Fund, and 200 yuan made a fixed investment every month, and now I have lost 20%. After I started to vote, the stock market fell. Buying a fixed investment fund is for the long term. In my opinion, it is a means of compulsory financial management. One of the compulsory financial management is financial insurance, and the other is the fixed investment of the fund. The income of financial insurance is not as good as the fixed investment of the fund, and the threshold is higher than the fund. So I chose to vote. In five years, the stock market will definitely come back. At that time, I can ensure that my little money of 18 thousand has not depreciated, and then I will save money invisibly. Buy a one-time investment fund if you want to make money. After a fixed investment of 10 years, the fund will definitely have a good return. When you are depressed, you can increase the purchase quantity, and when you are in high spirits, you can reduce the purchase quantity, so the income will be better. This fund is still ok.