If it is a local city hukou, individuals can go to local social security with their ID cards and hukou. If it is a foreign hukou, they can only apply for medical insurance through the unit. Medical insurance must be handled together with endowment insurance, not separately.

The medical insurance pooling fund belongs to the insured, which is stored in a special account and earmarked, and no unit or individual may misappropriate it. The overall fund is mainly used for medical expenses such as hospitalization of insured persons, emergency rescue in non-designated hospitals, referral from different places (hospitals), resettlement in different places, and special disease clinics.