Generally, it will not be completely lost. The fund is a risky investment and may lose money, so it will lose its principal, but it won't lose so much money. Generally, the maximum withdrawal is half, but if you persist for a long time, you will gradually make a profit. Theoretically, there is a risk of total loss of the principal of the stock, such as bankruptcy of the company, lock-up of the stock, inability to realize it, etc. However, fund products are different. Even stock funds with stocks as the main investment target generally do not have the risk of total principal loss.

Fund is a relatively closed investment method, which can make short-term investment when the market fluctuates greatly and make long-term investment when the market fluctuates slightly. The income and risk of funds are moderate in various investment methods, but funds also have the risk of loss, especially stock funds.

1, the rise and fall of the fund net value does not affect the fund share.

When investors buy fund products, they will convert them into corresponding fund shares according to the investment funds at the time of purchase and the net value of unit funds. For example, investors buy a fund with a net value of 1, and the fund share they buy is 1 without considering the subscription fee.

After buying a fund, the net value of the fund will change every day, with ups and downs, but no matter how the net value changes, the fund share will not change. If there is a fund dividend, the fund share may increase. Therefore, as long as the fund share exists, investors can redeem it according to the share and the net value of the fund.

2. Generally, the net fund value will not fall to 0. If the net value of the fund continues to fall, then the fund manager will take appropriate measures to stop the loss. If the net value falls below redemption, once the fund liquidation standard is met, the fund manager will also announce the fund liquidation. The standard of fund liquidation is that the number of fund holders is less than 65,438+000 for 60 consecutive working days, or the net asset value of the fund is less than 50 million yuan for 60 consecutive working days. Therefore, under normal circumstances, the net value of the fund will not fall to zero, and there will be no negative numbers and deductions.