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Which is more important, fund manager or fund company?
When choosing a fund, besides paying attention to the rating, historical income and ranking of the fund, the most important thing is the fund manager. It seems that the historical performance of a good fund manager can directly make investors decide to choose this fund.

In the domestic market, the average service life of fund managers is two years, which means that fund managers will be replaced in about two years. Some people will choose to change their original funds because of fund managers' job hopping and become loyal fans of a fund manager.

In fact, as long as the right fund and fund company are selected from the beginning, the resignation of fund managers will not have much impact. According to WIND's statistics, after the change of fund managers, the fund performance basically did not fluctuate much, and the rising fund and the falling fund each accounted for about half. Moreover, for funds with poor performance, the performance will increase slightly after changing the fund manager, while for funds with good performance, the performance will decrease slightly after changing the fund manager.

The individual resignation of the fund manager will not bring obvious changes to the fund performance unless the senior director of the fund company or the research team leaves as a whole.

The career of fund managers is ups and downs, and it will also be a period of climax and undervaluation for managers. At the peak of his career, he will obviously be favored by more fund companies. If another fund company hires him with a high salary or a better career planning and development platform, it is normal for the fund manager to choose job-hopping. Everyone wants to embrace a better opportunity at a wonderful moment. Therefore, there is a fixed pattern in the market, that is, after the general fund manager gets the grand prize, the frequency of job-hopping increases.

Fertile soil can cultivate towering trees, and the success of fund managers is not only because of their efforts, but also because of the research team behind them. Their support and help are very important factors. The work of the fund manager is: according to the investment strategy of the investment decision-making Committee, with the support of the research report of the research department, formulate specific investment plans, build investment portfolios, and make independent decisions within the scope of authorization; Those who can't make decisions need to report to the person in charge of investment, and issue trading instructions to traders in the central trading room after approval by the investment decision-making Committee.

Thus, the fund manager is equivalent to the striker of a football team. To win a game, you need good guidance and the cooperation of the whole team. It is irrational to blindly trust star fund managers.

Moreover, many fund managers need to adapt to the new team after job-hopping, and it will take some time to get to know each other. Even the performance of many fund managers after job hopping can't be compared with before.

Compared with following the pace of fund managers, it is more important to insist on selecting good fund companies. After all, the effect of star fund managers is slowly fading, and more and more companies begin to pay attention to cultivating research teams. The research team of a good company is the strongest confidence. No matter who the fund manager is, the performance of the fund is the most important.