The common suffix in the name of money fund is AB. The main difference between Class A and Class B lies in the subscription threshold and sales service fee.
The initial investment of Class A funds is generally 100 yuan or 200 yuan; The initial investment of Class B funds is about 5 million yuan. The sales service fee of Class A funds is slightly higher than that of Class B funds.
The common suffix in bond fund names is ABC. The main difference lies in the charging method.
Class A funds refer to the subscription fees charged by the front end. That is, you have to pay a handling fee, which is generally 1.5%, and you may get a discount of 1 or 40%.
Class B fund refers to the subscription fee charged by the back end, that is, the handling fee when purchasing the fund, and then charged when selling it. The longer the general fund is held, the lower the cost.
Class C funds have no subscription fee and redemption fee. There is no charge for investors to purchase and redeem, but a daily sales service fee is charged. Class AB generally has no sales service fee.
Ordinary stock funds are divided into Class A and Class B, which belong to graded funds. Graded fund is a relatively innovative fund, involving graded A, graded B and graded parent fund. The parent fund can be divided into A and B shares, A is the agreed income category, B is the leveraged share category, A shares agree on a certain rate of return, the parent fund deducts A's principal and agreed income, and all the remaining assets are classified as B.
Grade A belongs to steady investment, and Grade B belongs to taking risks; So Grade A lends its own funds to Grade B for investment, charging stable loan interest every year, and Grade B is completely responsible for its own profits and losses. In this sense, Grade A has certain debt value and Grade B has leverage value.
If the zero-based learning fund decides to invest, you can go to the official account of WeChat WeChat: rong360licai, reply to the fund and check the relevant contents.