Since February 22 this year, the market index has been falling continuously, which subsequently led to the decline of Baotuan shares and White Horse shares, and the market continued to fluctuate, causing serious losses to the people, which triggered a wave of fund redemption in a short time. In order to cope with the market risk, many fund companies have adopted the self-purchase mode. Faced with the special situation of this year's market, many citizens have raised such questions. What should be paid attention to when buying funds? What kind of funds have lower risks? Next, Xiaobian will simply explain:

First, don't pay for one fund.

In the whole year of p>22, the Liquor Fund and the New Energy Fund grew the fastest, and many citizens gained a lot from these two funds. However, the situation reversed in 221, and compared with other funds, these two funds also experienced the biggest decline. On the contrary, overseas oil and gas funds will grow slowest in the whole year of 22. However, in 221, with the continuous decline of Baotuan shares and White Horse shares, the index kept rising, which can tell us that investors should not pay for one fund when buying funds, but should comprehensively control their positions for consideration.

second, don't blindly bargain-hunting, chasing up and killing down.

In the stock market, many investors want to get a lower share price by bargain-hunting, but it is often very risky. As far as the form of this year is concerned, the stock market has rebounded in recent days, but it has not stabilized yet. Therefore, the broad masses of citizens should keep a clear head, avoid chasing up and down, and do not blindly bargain-hunting.

Third, it depends on the fund manager's position.

The ability of fund managers is of course important. Many fund managers have won many awards, but more importantly, we should trust our own judgment, have a certain investment opinion, and look at the fund managers' positions more, so as to ensure investors' rational investment.

so what kind of fund is less risky? Personally, I think the fund corresponds to holding stocks, with a lower increase and lower risk of bond funds!