Huaxia Growth Pioneer Fund is still good as a whole, but if it wants to make a long-term fixed investment, Huaxia Fund has no back-end fees and has to pay a handling fee every month. If it is a short-term investment, it is still good. Long-term fixed investment (more than three years), it is best to choose a fund with back-end charges, so there is no handling fee when buying every month. The fund has a one-time subscription, with a minimum investment of 1 1,000 yuan, and a fixed investment fund with a minimum monthly investment of 1 1,000 yuan and above in 200 yuan. Fixed investment is suitable for long-term investment, and short-term investment income is not obvious.

How to choose a fund for investment?

Broadly speaking, funds are set up with a certain amount of funds for a certain purpose, such as common social security funds, provident funds and other foundations; In a narrow sense, funds are funds with specific purposes and uses.

1, trend of fund net value

Pay attention to observe and summarize the trend of fund net value.

2. Fund type

Choose a fund according to your risk tolerance. Funds with fast net growth also have greater investment risks. Investors with strong risk tolerance can choose equity funds; If your tolerance is weak, you can choose a bond fund. In addition, investors who need funds to maintain liquidity can choose money funds.

3. Investment objectives

When investing, you must plan ahead, and you can't invest blindly. The same is true for investment funds. If you want to achieve short-term goals, don't choose stock funds; If you want to achieve long-term goals, you can choose index funds and stock funds to obtain long-term investment income.

4. Fund costs and expenses

Fund is also a commodity, which is always pursued by consumers. It is better to buy more fund shares with less money. Because of this, fund companies with good growth and thoughtful service charge higher fees. Don't just base on cost and preferential rates, choose the best among the best.

5. Fund managers

Choosing a fund with excellent fund managers under an excellent fund company can help investors get stable income in the unpredictable market, and investment experience is also very important in fund operation.

6. Fund investment ratio

Funds that are brave enough to invest in funds must consider the ratio with family income. It is impossible to say that the funds are in one basket. Generally speaking, it is impossible to buy all the funds into funds, especially high-risk funds.