1. The company wants to buy a property with a value of 2 million, which can be used as a bank mortgage loan ...
Generally, banks are mortgage-guaranteed loans except the RV. . . . The requirements for work are stable for more than one year, and the company requires to operate for more than half a year.
second, what are the procedures and conditions for the company's mortgage loan
what are the conditions for the company to borrow from the bank and what information should be prepared for the SME loan? The requirements for business loans of enterprises are as follows: (1) Enterprises need to open a basic deposit account in the loan-examining bank and have a certain amount of settlement; The enterprise has been established for more than one year, and has a legal and valid business license and a fixed business place; The borrowing enterprise and the enterprise legal person have good credit; The enterprise operates continuously and normally, with good income and repayment ability; The invoice amount in the past six months is not less than 1.5 million, and the irradiation rate of enterprises is not more than 6%; It is enough to provide collateral recognized by the bank as collateral (usually real estate as collateral). Enterprise loan procedures and processes If an enterprise meets the loan conditions, it can choose a loan application bank and then submit a loan application. The materials to be prepared include the basic information of the identity of the enterprise as a legal person or operator, the basic information of the enterprise, the information on the development of the enterprise and the description of the purpose of the loan. After the bank receives the loan application materials, it will investigate and accept the information. The main investigation directions are the credit status, business operation status and loan use of enterprises and enterprise legal persons. After the loan is approved, the bank will call the enterprise to reconfirm the loan amount, loan term and loan purpose. After confirmation, both parties will sign a loan contract. After the loan is released, the enterprise can repay the loan on schedule according to the time agreed in the contract. When everyone is short of funds, I use no less than 1 loan products myself. In summary, I still recommend the rich flowers with a small degree (formerly known as Baidu Finance) for the following reasons: 1. Compared with the invitation system of borrowing and micro-loans, the rich flowers can apply actively. 2. The maximum amount is 2, yuan, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, a formal platform, don't worry about routines; 4. Generally, regular products are strictly reviewed. Although they are easy to use, it is difficult to apply, and so is the money spent. However, I found the exclusive application channel required by internal personnel, and the payment rate is very high, so it is the most recommended product in the product. Since I have recommended them to everyone, I will present the exclusive application channel, so it is good for friends who need it to apply for it themselves. Just remember to use the flowers on the same day, otherwise the quota may be withdrawn, and friends have appeared before. There is another one: 36 IOU is actually the anti-virus king Qihoo 36 online loan platform, which mainly provides pure credit loans for everyone, with a credit limit of less than 2, yuan, a service life of 1-12 months and a daily interest rate as low as .27%. As a platform under the network security giant, 36 IOUs are still more reliable than ordinary platforms. 36 IOUs with a maximum loan of 2,! Click online measurement
the third one: "New One Loan" is an unsecured RMB loan business owned or issued by Ping An Bank for personal legitimate consumption or business purposes other than housing purchase. Complete information, 1-3 working days to lend money. The application threshold is low: you can apply for an average monthly income of more than 4, yuan (car loan, mortgage, provident fund and insurance policy are the best), and the amount is appropriate and the repayment is flexible: the loan amount is 1, yuan to 5, yuan; The loan period is 12 months, 24 months and 36 months, and the excellent occupation can be as long as 48 months. Click online measurement of Ping An Xinyi Loan
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so you should be careful when choosing!
3. Is it reasonable to charge 2 yuan per kilowatt for office buildings and properties?
the statement of the property management company is not credible.
1. The maintenance fund is borne by the owner * *, which originally came from the owner. In fact, the 1.5 million yuan already includes the maintenance fund paid by the owner, that is, your landlord. Therefore, it involves repeated charges to charge this fee for supplementing the maintenance fund now. 2. The maintenance fund was originally used for the medium and heavy repair and replacement of the parts and facilities of the property, so there is no saying that "1.5 million yuan was advanced from the maintenance fund". Moreover, the re-raising of the maintenance fund is decided by the owners' meeting and paid by the owners, and there is no such practice of filling the maintenance fund. 3. If you need to expand the air conditioner, then you have to pay the capacity increase fee, which can be consulted by the local power company or power supply bureau. Further discussion on this issue is welcome.
iv. Operating property mortgage loan refers to the loan issued by Huaxia Bank to (), which takes the legally owned property as the loan collateral and repays the principal and interest with the operating income of the property.
A