Before trading an account in closed fund, it should be ensured that there is no TA fund account in the fund trading account. If yes, it is necessary to "delete the TA account from the ICBC fund trading account" or "close the account of the ICBC fund TA account" through ICBC online banking, or cancel the corresponding relationship between the fund trading account and the TA fund account at the ICBC counter. It is worth noting that the cancellation of the fund trading account is not controlled by the fund trading time, and can be handled 24 hours.

You cannot cancel your account under the following circumstances:

If the balance of the TA account is not 0 or the status of the TA account is abnormal, the account cannot be closed;

The TA account has not been confirmed as normal by the fund company to which the TA account belongs, so it cannot be closed;

You can't close your account in another bank or the same fund company in different places.

The closing time of the fund TA account is the same as the trading time of the fund company.

Charging problem:

There are two kinds of charges, one is front-end charges, and the other is back-end charges. Front-end charge means that when you subscribe for and purchase ICBC funds, you must pay the handling fee; Back-end charges mean that there is no need to pay the handling fee when subscribing and purchasing the fund, but the handling fee is paid when redeeming, and the handling fee decreases year by year with the increase of the number of years of holding ICBC funds; For details of front-end and back-end fees, please consult the relevant announcement information of the fund management company.

Redemption application:

Pay the handling fee after applying for redemption of ICBC Fund. The charging method and rate standard shall be subject to the relevant announcement of ICBC Fund Manager.

In terms of fixed investment of ICBC Fund,

The minimum monthly subscription amount of the Fund's fixed investment business is 200 yuan RMB, and the difference of investment amount is 100 RMB. At present, ICBC has launched two types of fixed investment funds with investment periods of three years and five years (corresponding fixed investment fund types are 36 1 and 60 1 respectively), and the transfer period is one month. If the investor fails to pay the amount specified in the fixed investment business plan of the Fund in time during the planning period, the investor can deposit the unpaid amount in the previous period and the payable amount in the current period into the designated fund account of Industrial and Commercial Bank of China at the same time, and calculate the confirmed share according to the net value of the fund share on the actual deduction date. And on the day of applying for the fund's fixed investment, investors cannot apply to withdraw from the fund's fixed investment subscription business. After the fund's fixed investment transaction is confirmed successfully, investors can print the confirmation notice of fund business at ICBC's fund business acceptance outlets.