Yinling Ankang Insurance is an accidental injury insurance specially designed for the elderly, which was launched by China Renshou. This insurance adopts territorial insurance, and the insured population and the amount of protection in different regions may be slightly different, subject to the insurance contract insured locally. However, it can generally provide the insured with insurance liabilities such as accidental death insurance, accidental disability insurance and accidental medical insurance.

The specific guarantee contents are as follows:

1, accidental death protection: refers to the death of the insured due to accidental injury during the insurance period, and the insurance company will pay compensation according to the insurance premium agreed in the insurance contract. There are three schemes to pay 6000-45000 yuan;

2. Accidental medical insurance: The medical expenses incurred by the insured due to accidental injury during the insurance period shall be reimbursed and paid according to the corresponding proportion. There are three schemes for 0-5000 yuan;

3. In case of traffic accident death, the maximum compensation is 45,000 yuan.

Extended data:

Insurance is a Chinese word, pinyin is b m 4 o xi m 4 n, and English is insurance or insurance, which means safe and reliable guarantee. Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.

Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.

From the perspective of economics, insurance is a financial arrangement to share the loss of accidents; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.