Fixed investment is the abbreviation of fixed-term investment fund, which invests in a designated open-end fund with a fixed amount (such as 500 yuan) at a fixed time, similar to the bank's deposit and withdrawal method. The essence of fixed investment of funds is to buy funds, which is actually to buy a basket of stocks. Stocks go up and down, and the foundation makes a fixed investment and shares the risk through regular purchases.

The fixed investment of the fund mainly depends on the big market economy to determine the income, which is not easy to be manipulated and reduces the risk value of the investment. Because the investment time is long and the risk value is low, the monthly fixed investment can share the investment risk and cost, and indirectly improve the income.

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Matters needing attention for fund fixed investment:

1. Fixed investment can average costs and control risks, but it is not applicable to any situation. If there are enough idle funds, there is no need to buy funds in stages, especially when the market is clear, and the foundation misses the best opportunity to enter the market.

2. Due to the change of its own financial situation, the fixed investment amount determined in the past is no longer suitable, and the fixed investment amount can be changed as needed. According to the regulations, after signing a fixed-term investment agreement, the fixed-term investment amount cannot be directly modified within the agreed investment period. If you want to change, you can only go to the agent network to cancel the regular subscription procedures and re-sign the application form for regular subscription before you can change.

Baidu Encyclopedia-Regular Fixed Investment Fund

Baidu Encyclopedia-Regular Fixed Investment Fund