(1) establish accounts. Individual workers belong to the unit, according to the provisions of the housing fund management department for deposit registration, to the Construction Bank for housing fund unit account and personal account establishment procedures.
② Verification and storage. Units or owners regularly (monthly) to the construction bank to submit the deposit certificate and employee personal inventory, the construction bank approved the deposit amount and the number of people, and go through the formalities for the deposit of funds.
③ Extraction and use. Individual employees submit the application materials for extraction, and after the approval of the subordinate units or the housing fund management department, the Construction Bank will handle the fund transfer procedures for employee customers.
4 transfer money. Workers are transferred due to work and other reasons. The transfer-in unit submits an application for account transfer for individual employees, and after being approved by the housing fund management department or audited by the Construction Bank, it handles the account transfer and change procedures for individual employees.
⑤ Account sealing. The unit where the individual employee works submits a list of personal account changes for the employee, and after being audited by the Construction Bank, the individual account of the housing provident fund will be sealed for the employee customer.
⑥ Cardinal adjustment. The unit to which the employee belongs shall submit the stock of the employee's personal account for adjusting the base. After verification, the Construction Bank shall go through the formalities of adjusting the deposit base of employee housing provident fund personal accounts.
⑦ Interest settlement reconciliation. The Construction Bank shall settle interest on individual accounts of employees according to regulations and requirements, and regularly check the access of individual accounts of housing funds with customers.
⑧ Account inquiry. The Construction Bank issues dragon cards and special passbooks for housing funds to individual employees, and individual employees go to the outlets of the Construction Bank to inquire about personal accounts of housing funds or use the electronic channels of the Construction Bank for self-inquiry.