My own financial quotient is really low. I have always listened to my friends and colleagues about stocks, funds, government bonds, silver and other investments, but I have never participated in them or even thought about it.

under the pressure of buying a house, I am eager to learn financial management. I want to know clearly how to spend my money. How can I save the first million in my life? So I saw the book Qian Qian the Puppy. At first attracted by the cover of the book, a little girl and a dog sat in the grass and watched something. At the same time, I also have a lot of questions? The title of the book seems to be about dogs. How can it be a book on financial management? Why did the author choose such a name? With these questions, I began to read.

First, introduce the author (Germany) bodo schafer, who was born in Germany and immigrated to the United States at the age of 16. At the age of 26, he encountered a personal economic crisis. With the help of financial advisers, he got rid of debts in four years and earned a steady stream of interest income. He decided to share his financial experience with more people, and he began to lecture on tour, helping thousands of Europeans make great progress in personal financial issues, becoming the first financial master in Europe, and having the reputation of "Buffett in Europe" and "the first money coach in Europe".

This book mainly tells the story of a man named Gia who found a dog by chance, and then she started a financial plan under the leadership of her puppy Qian Qian, realizing her dream and helping her parents get rid of the debt.

There is a particularly interesting remark in the article, which I want to share with you.

1, 72 hours. When you decide to do something, you must finish it within 72 hours, otherwise you will probably never do it again.

It suddenly occurred to me that when I decided to do something, I was hesitant and indecisive, and finally I dropped it. Last year, I thought about applying for an MBA. I found a lot of information about schools on the Internet, but I finally gave up the application because there were too many factors to consider. How many people want to learn English, search for various training courses on the Internet, think of one in a hundred, and choose an optimal course. As a result, they either think that this is expensive or that teacher is not good, and finally give up learning English.

Actually, if you really make up your mind to learn English, just compare one or two courses. Make up your mind to study early, and I really don't want to go after three days.

2. People always have so many urgent things to do that they have no time to pay attention to important things.

We are in a "busy" state every day. We are so busy that we don't even have time to do other things. Only in the evening do we find that we seem to have done nothing.

The third habit mentioned by Stephen Covey in the book "Seven Habits of Highly Effective People"-putting the most important things first, and putting the most important things first. Peng Xiaoliu talked about an interesting game "Swallowing Frogs" in his book "Let the Future Come Now". He would list the things to do every day, put the most difficult and important things in the first place, kill the most important things first, and then do other things.

Therefore, when we do things, we must consider what we want most, not some so-called urgent things. Just like in the article, Gia listed 1 things she wanted to do, and Qian Qian asked her to choose the three most important things.

3. Is this really necessary?

when we do something or buy something, have we considered whether it is really necessary? Have you ever seen a treasure you wanted and bought it in buy buy without hesitation, but then put it in a corner of your home and left it in the cold forever? Is it necessary to buy this thing?

Since I watched Breaking Away, every time I buy something, I always ask myself, Is it really necessary? Then think about what will happen if you buy it back, what will happen if you don't have it, and give the final answer after weighing, instead of blindly buying it in buy buy as before.

Now I also learn from Gia to prepare my own dream piggy bank and dream photo album. I believe I will definitely save money for my dream.

Financial management is a problem that we must think about, so Qian Qian the Dog is a good introduction to financial management, and Qian Qian the Dog ranks first in the best-seller lists of Germany, Britain, France, Japan and Korea. This book is simply a fairy tale version of Rich Dad and Poor Dad! It is not only an enlightening book on children's financial management, but also suitable for adults to read. I hope we will not be confused by money.