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Hangzhou medical insurance deductible standard
"Qifubiaozhun" refers to the starting point for the medical insurance pooling fund to compensate the insured's medical expenses within the policy scope, and the medical expenses below this starting point shall be borne by the insured.

Employee medical insurance clinic:

Grade III, Other, Community —— 1 0,000 Yuan in office, 300 yuan retired.

Community (signing)-working in 700 yuan, retiring in 0 yuan.

Medical expenses incurred in designated retail pharmacies and ambulances that meet the scope of medical insurance payment shall be borne by the fund according to the general outpatient standards of other medical institutions. If the insured is referred to other medical institutions for further treatment by the contracted community health service institutions, the outpatient Qifubiaozhun shall be reduced or exempted in 300 yuan.

Urban and rural medical insurance clinics:

Level 3, Other, Community -300 yuan

Community (Signing) -0 yuan

Medical expenses incurred in designated retail pharmacies and ambulances that meet the scope of medical insurance payment shall be borne by the fund according to the general outpatient standards of other medical institutions. If the insured is referred to other medical institutions for further treatment by the contracted community health service institutions, the outpatient Qifubiaozhun shall be reduced or exempted in 300 yuan.

Employees, urban and rural medical insurance hospitalization:

In a settlement year, the individual shall bear a hospitalization Qifubiaozhun. For those hospitalized for two or more times, Qifubiaozhun is calculated according to the standards of the highest-level medical institutions, specifically: 800 yuan, a tertiary and corresponding medical institution, 500 yuan, other medical institutions (including secondary and corresponding medical institutions), and 300 yuan, a community health service institution.

In a settlement year, the outpatient medical expenses of the insured specified diseases shall be settled according to the hospitalization medical expenses, but there is no hospitalization Qifubiaozhun.