This problem may be particularly obvious this year. Almost every popular fund such as science and technology, medical care and consumption has been held. Looking back, the half-year income of medical funds is generally above 50%, the half-year income of science and technology funds is generally above 40%, and the half-year income of consumer funds is generally above 30%. When the time is shortened to three months, the income of medical fund is generally above 40%, the income of science and technology fund is generally above 20%, and the income of consumer fund is generally above 30%, which lasts for half a year.
At present, I am afraid that few people can hold one of the above-mentioned popular funds for more than half a year or even more than three months (my personal band operation is relatively unsuccessful at present, although the pace is ok, but the short position and light position are too long, and I have lost a lot of profits). Therefore, I'm afraid there are not many people who can really earn more than 30% in three months or even six months.
On the other hand, should it be held for a long time? This can't be generalized. If you choose a good foundation, such as the three popular funds of science and technology, medical care and consumption in the first half of the year, it is really the best choice to hold it with peace of mind. However, if you choose an unpopular fund (the average income of the fund in the first half of the year is 20%, and there are still quite a few funds with an increase of less than 20%), long-term holding may not be a good choice.
In addition, as an ordinary investment and wealth manager, how many talented people can not be afraid of heights in the face of rising funds such as liquor and medical care?
For different financial friends, Xiao Shen has different suggestions:
First, friends who are busy at work and usually don't have much time to pay attention to the stock market at any time can carefully screen before buying funds, choose a few good funds that are widely optimistic, and don't pay attention frequently after finding the right opportunity to buy. As long as there is no systemic risk in the stock market, you can see the benefits in a few months.
Second, if you have time to track the stock market trend at any time, you can combine long and short positions, choose some good funds to hold for a long time, and then operate some popular funds in the band. This requires high operational ability, which is not recommended by most friends.