Reliable. Shangyinhui Treasure is a money fund financial product issued by Shangyin Fund. It is also a money market tool with good liquidity approved by the China Securities Regulatory Commission and the People's Bank of China, so it is more reliable to collect treasures from commercial banks. The advantage of Shanghai Bank Huicaibao lies in ensuring the high liquidity of fund assets, pursuing stable income higher than the performance benchmark, and providing investors with temporary liquidity reserves.