Hello, dear. 1. Social security account refers to personal account, that is to say, if you want to transfer social security to other cities, only the 150 yuan part of your personal account can be transferred to other places, and the 200 yuan part paid by the company for you is not in your account. If it is transferred out, the unit will be partially owned by the Social Security Bureau. 2. If you can retire smoothly, you will naturally enjoy the whole part. If you can't retire smoothly, the money in your personal account can't be taken out. Unless you die before retirement, your immediate family members can withdraw all the balance in your personal account (monthly 150 yuan) for you according to relevant certification procedures.