(1) Lending of first-hand houses.

After the borrower's loan is approved, the bank will release the loan amount to the developer's account. The bank or developer informs the borrower to obtain relevant documents and repay the loan according to the regulations.

Note: Upon receipt of the loan contract, repayment details and repayment account bank card (discount), the borrower will start repayment on the specified date.

(2) Second-hand housing loan.

The bank shall pay the loan amount to the account provided by the seller within three working days after receiving the copy of the deed tax ticket and the original notice of receipt submitted by the buyer.

Note: (1) The seller's account is an account opened by the lending bank. (2) Upon receipt of the loan contract, repayment details and repayment account bank card (discount), the borrower shall start repayment on the specified date.