1. Social security system was put forward and developed by western capitalism, but it has become a huge problem faced by most developed countries in the west. In European countries, not only Greece, but also Britain and France, the expenditure on social security system is one of the main reasons for their fiscal deficits. France even raised the retirement age at the expense of social unrest. The United States is currently facing the same problem. But the problem is that China's social security system has really developed for only a decade or two, and even this problem has already appeared. Fortunately, China's current fiscal deficit is not large, which has not caused great social contradictions and has not attracted the attention of the government. But it's hard to say what will happen in the future. At present, only Germany has handled it better.

2. If Japan, Europe and the United States have social security fund crises due to the aging population, then China should not have reached that level. The real challenge facing our country should be that those people have reached retirement age before implementing family planning. The current problem should be caused by the government's substantial increase in the wages of retirees for political stability. At present, the retirement salary of ordinary workers is more than 2,000 yuan, while retired civil servants can receive nearly 10,000 yuan of pension. Compared with the wages of people who are currently working, such a high retirement wage level is actually unreasonable, and the most important thing is unsustainable.

At present, the national economic situation is still good, the fiscal revenue is high, and the deficit of tens of billions is not a problem. But it's hard to say if it accumulates to a certain extent in the future. In particular, the income from land sales accounts for a large proportion of the current fiscal revenue flowing to the real estate industry, but this situation will not last long. Once the fiscal revenue decreases, the proportion of social security expenditure (as fixed expenditure and rising expenditure) increases, which may bring big problems.

For us personally, saving more money and getting sick less may be the only thing we can do.