What kind of wealth management products will not lose money?
Judging from the types and historical data in the current wealth management market, the only wealth management products that will not lose money are national debt, deposits, bank guaranteed wealth management and money funds. However, at present, there are fewer and fewer financial products and money funds guaranteed by banks, and people prefer to snap up treasury bonds, but treasury bonds are not sold every day.
For many enterprises and individuals who want to avoid the risks in the securities market, money market funds are a natural haven. Under normal circumstances, you can get higher income than the interest on bank deposits, but the money fund can't guarantee the safety of the principal.
If you choose a bank deposit, it is recommended to choose a time deposit. Because the interest rate is higher, the interest will naturally be more, but the withdrawal of time deposits is not flexible enough, so investors need to plan their own funds before choosing a time deposit.
After reading the above introduction, I believe you can better understand what kind of wealth management products will not lose money. In fact, there are no foolproof investment products in this world, national debt may also lose money, bank deposits may also be stolen and so on. So don't blindly pursue what guaranteed wealth management products, straighten your mind and choose products with less investment risk.