Therefore, the risk level of equity funds is higher than that of bond funds, and there are more opportunities to obtain high returns after the market rebounds. How to choose between the two depends on investors' risk tolerance and personal investment preferences. If you have a strong risk tolerance and want to get a higher expected return on investment, a highly volatile stock fund is more suitable. On the contrary, it is safer to choose bond funds. Finally, the foundation voted. The significance of the fixed investment of the fund lies in diluting the investment risk and cost through long-term investment. Therefore, the higher the volatility of the fund, the more prominent the value of fixed investment to reduce costs. On the contrary, the fixed investment value of funds with extremely low volatility such as money funds is not high.
1, it is best to choose stocks, hybrid funds and other funds with large fluctuations for fixed investment. However, in overseas markets, low volatility strategies often perform well. For example, some theories in behavioral finance believe that high-volatility stocks are more likely to be overvalued by the market, because they are relatively concerned, which reduces the future income space of such stocks and leads to lower income from investing in high-volatility stocks. Of course, no matter what the real reason is, the good performance of low volatility factor can always provide strong theoretical support for conservative investors. At least in the A-share market with large overall fluctuation, the pursuit of above-average investment returns does not necessarily bear above-average investment risks at the same time. For example, the low volatility strategy is an image example.
2. Novices suggest choosing a fund manager with high anti-risk ability. The anti-risk ability of fund managers shows that their investment style tends to be conservative. Low risk resistance, conservatism and poor profitability. By measuring the performance of all the funds he manages, we can see whether the return on work is much earned or much lost. The ranking of the same type of fund can better reflect its strength among peers. It is best to open a fund and see the stage ranking. The biggest callback shows the ability to resist risks. According to industry insiders, this model is related to the risk preference of men and women. In addition, the investment of domestic money funds and bond funds is mainly over-the-counter transactions, which requires fund managers to communicate with other investors frequently to negotiate the quantity and price of related transactions. Women have certain advantages in these aspects, which is one of the reasons for the high proportion of female fund managers.
It is said that buying a fund is a long-term investment. After a round of bulls and bears, you will make money. However, it's only a matter of time, which doesn't mean that everyone can make money, because you don't know when it is a "cow" and when it is a "bear". When you know, you will probably stop cooking. Similarly, fund managers should learn to judge "bulls and bears" when changing positions, but the paper is too shallow to learn. It's best to experience the bulls and bears yourself. Looking at the historical performance and measuring the performance of all the funds he manages, we can see whether the work return is the overall strength of earning more or losing more. The ranking of the same type of fund can better reflect its strength among peers. It is best to open a fund and see the stage ranking. The biggest callback shows the ability to resist risks. Judging from the number of funds managed, generally passive funds do not rely on fund managers, so a fund manager can manage a dozen or even twenty funds. Active funds have different requirements for fund managers. Fund managers should not manage more funds, otherwise the heavy burden will make people collapse.