Will investors lose money by buying government bond reverse repurchase? In stock accounts, in addition to trading stocks, investors can also purchase funds, government bond reverse repurchase and other financial products. So, will investors lose money by buying government bond reverse repurchase? Yes
What are the trading rules? Next, the editor will tell you whether you will lose money by buying government bond reverse repurchase. You should like this article.
Will I lose money by buying government bond reverse repurchase? The essence of government bond reverse repurchase is a short-term loan. Individuals lend their own funds through the government bond repurchase market and obtain fixed interest income. The income calculation formula is: Treasury bond reverse repurchase income
= (Funds × Interest Rate × Actual Number of Days of Account Holding/365)-(Principal × Commission Rate), the interest rate is the coupon rate when investors purchase government bond reverse repurchase.
For example, if an investor purchases a one-day Treasury bond with a reverse repurchase interest rate of 3.5%, the purchase amount is 100,000 yuan, and the commission rate is 1/100,000, then its income = (100000×3.5%×1/365)
-(100000×1/100000)=8.589 yuan.
Therefore, investors will not lose money when purchasing government bond reverse repurchase in their purchasing accounts. The coupon rate of government bond reverse repurchase is related to the following factors: 1. The yield rate of government bond reverse repurchase is related to the capital side of the market. The capital side
The more nervous, the higher the yield. Generally speaking, at the end of the month and the end of the year, the demand for funds in the market is greater, and the yield on the reverse repurchase of government bonds is higher. Therefore, at the end of the month, the end of the quarter, the end of the half year, and the end of the year
Waiting for a special time point is generally a good time point for intervention.
2. When market interest rates rise, the yield on reverse repurchase of government bonds will also rise. On the contrary, it may fall. Therefore, investors can also choose to buy when market interest rates rise.
At the same time, if you buy a one-day Treasury bond reverse repurchase on Thursday, you can enjoy three days of interest. Therefore, for short-term investors, you can choose to buy a Treasury bond reverse repurchase on Thursday.
So, what are the trading rules for reverse repurchase of government bonds? 1. The threshold for reverse repurchase of government bonds in the Shanghai and Shenzhen markets of the trading unit is 1,000 yuan, increasing in integer multiples of 1,000, and the minimum change amount is 0.005 yuan.
2. Transaction fees. The handling fees and commissions for treasury bond reverse repurchase are about 0.001%-0.030%. The minimum charging standard of some securities companies is 1 yuan. That is, when each transaction is less than 1 yuan, it will be charged as 1 yuan. Different periods
Treasury bond reverse repurchase has different expense rates. The specific standards are as follows: 0.001% of the transaction amount in 1 day (1/100,000); 0.002% of the transaction amount in 2 days; 0.003% of the transaction amount in 3 days; 0.003% of the transaction amount in 4 days
0.004% of the transaction amount; 0.005% of the transaction amount within 7 days; 0.010% of the transaction amount within 14 days; 0.020% of the transaction amount within 28 days; and 0.030% of the transaction amount over 28 days.
At the same time, it should be noted that the treasury bond reverse repurchase fee is charged in one direction. Unlike stocks, there is no need to pay transfer fees and stamp duties.
3. Trading hours The trading hours of Treasury bond reverse repurchase are: 9:30-11:30; 13:00-15:30 on each trading day.
It should be noted that trading reverse repurchase of Shanghai-listed treasury bonds requires investors to open a Shanghai shareholder account, and trading reverse repurchase of Shenzhen-listed treasury bonds requires opening a Shenzhen-listed shareholder account.
When investors purchase government bond reverse repurchases, they should make a choice based on the interest rate and the time of idle funds. For example, if the investor's idle funds are short and only have one day, then he can enjoy the benefits of buying one-day government bond reverse repurchases on Thursday.
Three-day interest; during the Spring Festival, investors can consider buying government bond reverse repurchases before the Spring Festival.
What are the short-term techniques for stock trading? 1. No matter how bad a stock is, it can rebound after a continuous decline of 50%.
This is like riding a roller coaster, falling from the top of the mountain to the valley. Due to inertia, it will always go up a certain distance.
Stocks that have encountered major negative news and been cut in half will rebound by 20% no matter how bad their fundamentals are.
The iron rule is that you cannot be in love, and you must get off decisively after rebounding to a resistance platform or filling two gaps.
2. If the stock you buy falls by 8%, you should resolutely stop the loss.
This is the inspiration gained from playing Chinese chess. When playing chess, there are 7 moves. In a passive situation, you must lose the "pawn" to save the "rook". Only by keeping the funds can you have the possibility of a comeback.
The iron rule is that the main purpose of stop loss is to avoid systemic risks.
Do not adapt to technical corrections, because a small "pawn" crossing the river is better than ten "rooks".