According to the different investment ratios and investment strategies of stocks and bonds, hybrid funds are divided into partial stock funds, partial debt funds, balanced stock debt funds and flexible allocation funds.
Partial stock funds usually allocate 50%-70% stocks and 20%-40% bonds.
Debt-biased funds are just the opposite of stock-biased funds, with a higher proportion of bonds and a lower proportion of stocks.
The allocation ratio of stocks and bonds in stock-debt balance funds is relatively balanced, with a ratio of about 40%-60%.
The allocation ratio of flexible allocation funds in stocks and bonds will be adjusted according to market conditions, and there is no fixed ratio.
Because the hybrid fund is a combination of stock fund, monetary fund and bond fund, it also determines that its risk and expected annualized expected return are between the three, that is, the risk and expected annualized expected return are lower than those of stock fund and higher than those of bond fund and monetary fund, and it is a financial product with moderate risk and higher expected annualized expected return.