How to analyze fund performance?
1. Performance benchmark
Performance benchmark refers to the expected target rate of return calculated by the managers of funds and net worth wealth management products according to the past performance and historical performance of the same type of products. This is equivalent to the passing line of fund products. If the fund does not exceed this standard, then the performance of the fund is not good. The performance benchmark of the Fund can be inquired through Tian Tian Fund APP. Open Tian Tian Fund with your mobile phone, click on a fund, and then click "Fund Profile" to find the performance benchmark on the page.
2. Uniform average value
In the performance chart of the fund, there will be a similar average performance value. Even if the fund's income is good, if it is far from other similar fund products, it also shows that the fund may have great shortcomings in some aspects. In addition, we can also compare its style with the corresponding industry index to judge whether it is really powerful.
3. Trend of Shanghai and Shenzhen 300 Index
This is equivalent to making a comparison with the broader market. If the fund can outperform the Shanghai and Shenzhen 300 Index for a long time, it shows that the overall operation of the fund is good and it can give us relatively stable income.
While analyzing the performance of the fund, investors should also pay attention to the risk of the fund to see if it matches their risk tolerance. The risk indicators of the fund can be seen from the Sharp ratio, maximum withdrawal and standard deviation of the fund. In addition, the basic situation of fund managers also needs to be understood. It is best to choose a fund manager with long experience and excellent performance. After all, more experienced.
Finally, remind investors that the fund is risky and investment needs to be cautious.