Recently, fund sales have been very hot, and the scale of fund sales has increased from several billion to hundreds of billions. On June 5438+1October 18, E Fund's competitive advantage enterprises were officially launched for sale. According to relevant media reports, the fund raised more than 237 billion yuan throughout the day, and the upper limit of fund raising scale was1500 million yuan. The final product implantation ratio is expected to be around 6.3%, refreshing in 2020.
Why does E Fund have so much money to compete for subscription? There are two main reasons. One is that the fund manager of this fund is strong, attracting many investors to participate in the subscription. Another reason is that people's recognition of funds is gradually rising, and they all hope to participate in the capital market by purchasing funds and enjoy the benefits brought by the capital market together.
Fund managers are responsible for trading, and fund managers are the soul of funds, which is why many excellent fund managers will also serve as fund managers of multiple funds at the same time. Excellent fund managers are likely to bring rich benefits to funds. Many investors will choose funds with excellent performance when buying funds, because excellent fund managers are the premise of excellent fund performance.
However, this does not mean that all funds managed by excellent fund managers can achieve excellent performance. Some fund managers with excellent performance in the past have average performance, which does not guarantee that the funds they manage will have excellent performance. The main industries invested by different funds are different. Although the fund manager's industry analysis ability is very strong, there is no guarantee that the analysis of each industry can grasp the development law of the industry. Once there is deviation in the development of the industry, the performance of the corresponding fund may be very poor.
Therefore, when the fund managed by an excellent fund manager has a relatively large decline, I personally suggest that you should not rush to buy this fund, because the future development of this fund is uncertain, and you can choose other funds with excellent performance to buy.