Hello! The pension insurance is 654.38+10,000 yuan, and it is uncertain how much pension you can get when you retire. At present, the calculation of China's pension amount is linked to three factors: (1) the number of years of contribution to the social insurance fund (also known as "length of service"). The longer you pay the social insurance fund, the higher the pension amount. Most provinces, autonomous regions and municipalities directly under the central government divide the length of service into six grades: 15, 20 years, 25 years, 30 years, 35 years and more than 35 years. (2) Personal account balance of endowment insurance (referred to as "personal account balance"), the higher the personal account balance, the higher the pension amount. (3) the level of local social and economic development in the last year of retirement (referred to as "regional differences"). The higher the local social and economic development level, the higher the pension amount. For those who retire from the north, Guangzhou and Shenzhen, the amount of pension is definitely much higher than that of those who retire from poverty-stricken areas. In addition, the staff of the social insurance fund management centers of the local people's social security bureaus also follow the principle of "dividing the yuan" when calculating the amount of pensions. Suppose your pension amount is calculated according to the above three factors, the data is 2345.67 yuan, and the actual payment amount is 2346 yuan/month. Thanks for reading!