Hello! The domestic economy will continue to recover and enter a period of steady growth, and the profit growth of listed companies will continue to provide a solid impetus for the upward movement of the stock market. However, the market will also face unfavorable factors such as the withdrawal of economic stimulus policies and the early tightening of market liquidity under inflationary pressure. Therefore, it is expected that there will still be upside in the A-share market as a whole during the year, but the operation process will be full of fluctuations, and it is more likely that the market will fluctuate widely.

Xingye Trend and Huaxia Advantage Growth Fund have strong active management ability, and their performance during the year can be expected. However, the Shanghai and Shenzhen 300 Fund, as a full-market index fund, has a good market coverage, and its income may be lower in a bull market, but it is also suitable for about two years.

Judging from the subscription rate of fixed investment, the online direct selling of general fund companies and the online trading system of securities companies have the most preferential rates, followed by small banks and large banks; The handling fee of 1.5% is actually the subscription rate of the fund. Except for money, C-bond funds and other fund products that have no subscription rate, you need to pay wherever you buy the fund, but the discount is different, with a maximum discount of 40% (if the original subscription rate of the fund is higher than 0.6%, the maximum discount can only be 0.6%, then the subscription fee of 1.5% can only be reduced by 40% at most. Generally, large commercial banks have a 20% discount, so I suggest you choose small and medium-sized banks with more discounts, such as SDB, or go to the online direct selling platform of fund companies. The bank cards of big banks often have a 7-8 discount on the online direct selling platform of fund companies.