When investing in funds, many investors don't know much about funds, so they will be confused. For example, how do investment funds make money? 1000 yuan How much does the fund earn a day? What terms should I remember in the following fund trading series? I hope you like them.
What terms should I remember in fund trading?
Fund share: the unit where investors buy funds, representing the ownership share of investors in the funds.
Fund net value: Fund net value is the net value of fund assets minus liabilities, usually expressed by the net value of each fund.
Fund expenses: expenses arising from fund operation and management, including management fees, custody fees, sales service fees, etc. These expenses will be deducted from the assets of the fund.
Front-end sales expenses: also known as subscription fees, are the expenses paid when purchasing funds.
Back-end sales fee: also known as redemption fee, it is the fee paid when selling or redeeming funds.
Fixed investment of the fund: regular fixed purchase of fund shares and investment in the form of average cost.
Dividend: Dividend paid by a fund to investors, usually in the form of cash or reinvested shares.
Position: refers to holding a fund share.
Fund manager: a professional who is responsible for fund investment and management.
Basic methods of fund profit
Stock investment income: if the fund invests in stocks, when the stock price it holds rises, the net value of the fund will also rise, thus achieving profitability.
Income from investment in bonds or fixed income: The Fund will gain income from the interest and redemption of bonds when investing in fixed income products such as bonds and treasury bonds.
Dividend income: the shares held by stock funds or dividend funds may get dividends, and investors can get dividend income.
Capital appreciation: when the asset price in the fund portfolio rises, the net value of the fund will also rise, and investors will realize the capital appreciation income by selling the fund shares.
Income from foreign exchange investment: Some funds may conduct foreign exchange transactions and make profits by investing in exchange rate fluctuations.
How do investment funds make money?
Investment funds mainly make money by earning the difference. For example, if the current fund net value is greater than the subscription net value, you will make money; if the fund net value is less than the subscription net value on that day, you will lose money.
You can remember this formula: fund income = (the current net value of the fund-the net value when buying the fund) _ fund share, and then you can figure out whether you are making money or losing money.
1000 yuan How much does the fund earn a day?
How much a fund earns per day 1000 mainly depends on the fund's rate of return, because different types of funds will have different risks and returns. The money fund with the least risk is the money fund. If you buy 1000, the daily income is very small, only a few cents, because the risk of the money fund itself is relatively small, and then if you buy less, there will be income.
The risk and income of pure debt funds are a little bigger than that of money funds, so buying 1000 will only earn a few dollars a day, and the income is not much, but it should be noted that this income is not fixed, and it will lose money when the market is poor.
In addition, there are relatively high-risk equity funds, index funds and hybrid funds. When the market is good, the income earned is relatively high, and when the market is bad, the principal will be lost.
Let's give a simple example: suppose you buy a stock fund, and the subscription amount is 1 1,000 yuan, and the market of the fund is relatively good, rising by 4% that day, then the money you can earn in one day is 1 1,000 _ 4% = 40 yuan. Relatively speaking, if the fund falls by 4%, it is a loss of 40 yuan.
If the increase is different, the result will be different. Assuming that the price rises by 2% that day, the money you can earn in one day is 1000_2%=20 yuan. Relatively speaking, the fund fell by 2%, which was due to 20 yuan. So the risk and return of the fund are relative. When managing money, everyone should pay attention to the risks of the fund and how much money the fund can earn in a day.
What are the skills to cover the position after the stock falls?
First, the stock market is in a bear market stage, and individual stock prices are undervalued. When investors can analyze that the listed company's share price is undervalued and the company's future prospects are good, of course, they can buy more. This kind of stock rationally thinks about the reasons for the decline after the plunge, and if it does not affect the company's fundamentals, it can implement the strategy of covering positions.
Second, the best position to cover the position must wait for the stock to bottom out. Any stock will have an obvious shape when it reaches the bottom, such as the appearance of signals such as bottom deviation, arc bottom, V-shaped bottom and family size. Wait patiently for what you should do before these signals appear. Tips: The stock market is risky, so be cautious when entering the market!