Bosera cash treasure Currency A is a monetary fund issued by China Merchants Bank, and its expected rate of return is higher than Yu 'ebao, so it has attracted many people's attention. What everyone is most concerned about is whether investing in this product will lose money. What is the possibility of loss? Let's help you analyze it today.

1. Will Bosera cash treasure Currency A lose money?

Bosera cash treasure A is a monetary fund, which has the lowest risk among all funds. However, the money fund is not a capital-guaranteed wealth management product, and it is still possible to lose money. In addition to bank deposits and government bonds, there is no capital preservation and financial management in the market, and the loss of money funds is normal.

When the bonds invested by the Monetary Fund default, the bond price falls and the Monetary Fund loses money. Investors will be anxious to redeem the fund when they see the loss of the fund, so the fund manager has to sell more bonds to pay the investors, and this process may also aggravate the loss.

There have been two money funds with negative expected returns in history, that is to say, money funds have also suffered losses. Therefore, Bosera cash treasure currency A may also lose money.

2. What is the possibility of 2.BOSS losing money in cash treasure currency A?

Bosera cash treasure Currency A, as a monetary fund, does not promise to protect the capital, but the possibility of loss is relatively small, which is far from the stock fund. Let's assume two possible losses.

One possible loss is that Bosera cash treasure currency A was redeemed by users on a large scale. However, the daily redemption amount of the fund is limited, and the proportion of institutions does not exceed 1%, so the probability of centralized redemption and large redemption is very small, and the possibility of loss is very small.

Another possible loss situation is that the bond held by Bosera cash treasure Currency A defaults, and the bond price drops, resulting in fund losses. Bosera cash treasure Currency A holds more than half of the cash position, and the fund size exceeds 20 billion yuan, which is beneficial for the fund to deal with the default risk of a single bond, so the possibility of fund loss is relatively small in this case.

Based on the analysis of the above two aspects,

Bosera cash treasure currency A is not guaranteed, and there may be losses, but the probability of losses is very small.

Investors need not worry too much.