? Financial management has fallen, but it will not necessarily rise back. The rise and fall of financial management is determined by the investment target. When the investment target goes up, financial management will go up, while when the investment target goes down, financial management will go down. Therefore, financial management will be uncertain. For example, financial investment in stocks, financial management will rise, and financial management will also rise. If wealth management investment stocks fall, then wealth management will also fall.

? The word "financial management" first appeared in newspapers in the early 1990s. With the expansion of China's stock and bond markets, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular. Personal financial management can be roughly divided into personal assets and personal liabilities, including funds, stocks, bonds, deposits, life insurance, gold and other personal assets; Personal housing mortgage loan and personal consumption credit belong to personal liabilities.

? Lifelong expenses include the living expenses of individuals and families from birth to death, as well as the financial expenses arising from investment and application for credit. Some people have expenses and families have burdens. The main purpose of making money is to meet personal and family expenses. Including: living expenses: including family expenses such as food, clothing, housing, entertainment and medical care. Financial expenses: including loan interest expenses, guarantee insurance expenses, investment formalities expenses, etc.