If there really is a situation where the fund goes up by 50% and then the fixed investment is negative, please tell me when you bought it. I sold it properly at that time to make money. I don't think this is possible. If the whole fund market rises by 10% or even by 20%, my fixed investment income will be negative. Of course, you can say that I entered school at the wrong time. I chose a bad time, but the fund market has gone up by 50%, and your shot is negative. This possibility is very low, I think it is almost impossible.
The existence of the fund's fixed investment is to share risks and benefits. When the fund goes up and down, you decide to buy the fund every month 13 and buy 3000 yuan. Every month, it is impossible to catch up with the unusually high fund price on June 13 every month. You always catch up once or twice when the fund price is low, several times when the fund price is high, and then the two are combined into one. My income is not as high as others, but I will not bear the risk of cavemen.
It is a good thing for the fund to vote. I always thought so. I just don't think it is sensitive to judge a fund by a fixed time. I prefer the main pitch, that is, I take the initiative to vote. Every day at about 2: 50 pm, take a look at today's rise. You sell it when it goes up. If it falls, you buy it, because what you buy at this time is the net value today. This is not bought at tomorrow's net value, but after three years, that is, the share is confirmed at tomorrow's net value.