Before this, partners who don't know much about insurance knowledge, please learn relevant knowledge points first:
"Super complete! Everything you want to know about insurance is here.
1. What is the relationship between everyone insurance and Anbang insurance?
First of all, let's take a look at Anbang Insurance.
Anbang Insurance was established on 201165438+February 3 1, with its headquarters in Shenzhen and registered capital of 37 billion yuan.
On February 23rd, 20 18, the CIRC decided to take over Anbang Group on the grounds that Anbang Insurance violated the insurance law and operated illegally.
Since then, Anbang Insurance has fallen from the altar, and its capital has changed from 61.90 billion yuan to 4 1.54 billion yuan, a decrease of 20.36 billion yuan.
Then, China, the website of China Banking Regulatory Commission, released a message, approving China Insurance Protection Fund Co., Ltd., sinopec group and Shanghai Automotive Industry (Group) Corporation to jointly establish Renren Insurance Group Co., Ltd. with a registered capital of 20.36 billion yuan.
In that case, Anbang Insurance has since become everyone's insurance.
Anbang insurance has been a listed company for a long time and no longer sells insurance. Anbang insurance bought before is a policy and will not continue to bear it.
Then, can the products purchased in Anbang Insurance be settled, and how can they be settled? Steady, the answer will be revealed below.
If you can't spare the time, just collect this evaluation first:
Anbang, renamed Everyone Insurance, applied for dissolution and liquidation! Will our insurance policy make any difference? 》
Second, is it reliable to insure everyone's insurance?
As a predecessor, Anbang Insurance has taken over before, so how reliable is everyone's insurance at present?
Then I will tell you directly: everyone's insurance can be considered.
The policy of the former Anbang Insurance Company has now been taken over by Everyone Insurance. As for Anbang Insurance, the premium of10.5 trillion was paid before, and everyone got the money. There were no overdue and default events.
First of all, you should make it clear that Anbang Insurance is only dissolved, not closed down, but all assets are liquidated and investigated.
After the CBRC ended its two-year takeover of Anbang Insurance, Renren Insurance, now Anbang Insurance, introduced new shareholders.
In that case, consumers of Anbang Insurance don't have to worry that their insurance policies will be affected, and everyone insurance will definitely deal with it.
If you are still worried, this dry goods may reassure you:
The insurance company has been taken over. What about the insurance I bought? 》
On the point that Anbang Insurance changed its name to Re-employment Insurance for All, the following problems followed. This is a system of insurance companies, called reinsurance system.
The meaning of reinsurance mechanism is that the insurance company is also the force behind the insurance company, that is to say, when the risk comes, it can increase its power to bear and transfer the risk.
In that case, after this Anbang insurance is changed to everyone insurance, the risk will be borne and transferred by everyone insurance.
Based on the above analysis, after Anbang Insurance changed its name to Everyone Insurance, it can be responsible for everyone's policy at any time, so friends who want to insure the applicant need not be afraid.
Even if the insurance company is supervised by the CBRC, it is necessary to fully understand the insurance company before buying insurance and decide whether to insure according to the product quality.
Summary: Anbang Insurance is the predecessor of Everyone Insurance. Now everyone's insurance can shoulder the responsibility of the policy. Everyone should believe that claims can be guaranteed, and you can buy products with insurance period with confidence.
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