If the social security payment of the unit is normal, the maternity medical expenses and prenatal examination fees will be directly reimbursed by the maternity fund in the social security card in the hospital, and those exceeding the limit must be paid at their own expense.

Before and after giving birth, if the unit has paid social security 10/ 12 months continuously, the employee can apply for maternity treatment at the social security bureau within 6 months after giving birth, either by himself or by the unit, and the staff will judge the number of maternity leave days and the amount of one-time nutrition subsidy according to the birth mode. During maternity leave, the unit must pay wages normally, and labor arbitration can be conducted if it does not violate the law.

If the unit pays the salary, because you didn't go to work on vacation, the maternity foundation has a maternity allowance subsidy to the unit and directly credited it to the unit account. The allowance is not for individuals, but if the allowance is higher than the salary, the unit must give the difference to the individual.

I don't know what you mean by "maternity insurance is paid" and "list"

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.